Rates & Insurance Information - Florida:

​​Affordable, Transparent Pricing & Insurance Options

We are committed to making high-quality mental health care accessible and straightforward.

Below you’ll find detailed information about self-pay rates, accepted insurance plans in Florida,

payment policies, and scheduling availability.

Self-Pay Rate (Florida)

$145 per 60-minute therapy session

Our private pay rate applies to:

• Individual therapy sessions

• Telehealth sessions

• In-office sessions (if applicable)

Many clients choose self-pay for increased privacy, flexibility,

and to avoid insurance limitations on diagnosis or session frequency.

​Accepted Insurance Plans in Florida:

We currently accept the following insurance providers for therapy services in Florida:

• Aetna 

• All one Health (EAP)

• AV/MED Florida Exchange

• COMPSYCH

• Cigna 

• FL DSNP

• Florida Exchange

• Managed Care Concepts (Memorial Health)

• Medicare

• Optum Health 

• Oscar Health Plan

• Oscar Small Group Plan

• UBH General (United Behavioral Health)

• United HealthCare​

Important Note About Insurance

• Your out-of-pocket cost will depend on:

• Co-pay

• Co-insurance

• Deductible

• Plan type

We recommend contacting your insurance provider directly to verify your behavioral health benefits before your first appointment.

​Out-of-Network Insurance Benefits

If your insurance plan is not listed above, we may still be able to work with you.

We can:

• Help verify your out-of-network benefits

• Provide superbills for reimbursement

• Help you understand your reimbursement rates

Many PPO plans offer partial reimbursement for out-of-network mental health services.

Payment Policy

Payment is due at the time services are rendered.

All payments are:

• Processed securely

• HIPAA-compliant

• Handled through Simple Practice software

We accept major credit and debit cards.

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Flexible Therapy Hours – Florida

(Broward, Miami-Dade, West Palm Beach County)

Appointments are available:

• Monday through Friday

• Morning appointments

• Afternoon appointments

• Evening appointments

Additional times may be available upon request.

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Contact Information

To schedule or ask questions about insurance verification, please contact:

Judy 📞 954-947-1340

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We are happy to help you determine your coverage and next steps. 

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https://meetmonarch.com/therapist/judith-hakiel-calcaterra-lmhc-davie-fl